Taking Out Car Insurance on Your Hired Vehicle

Many of us have been there before: we have just hired a car on our holidays and the sales representative is just about to start his hard sale for the additional insurance premium. Whether we are talking about car hire Alicante or in Thailand, it is usually the same case around the world.

This is where you really need to have your wits about you. In fact, it is always a good idea to sign-up for a car hire contract in pairs, so that two heads will be better than one. When the insurance policy is offered to you, do not be rushed into signing straight away.

This is exactly what the sales representative would want you to do. They will invariably earn commission on the insurance they are selling to you and will be looking for an easier life. Your insistence on checking through any such policy will undoubtedly be very annoying to them, nevertheless, it is so imperative that you take this exact action.

First and foremost, you need to learn what the actual premium will be. If this sounds like a fair rate, have the representative furnish you with the full details of the policy BEFORE YOU SIGN!

You and the person with you should then go through the full policy and check the small print. Where any section of the policy seems to be arbitrary or fails to make sense - have the rep explain fully to you.

If you remain unhappy with the terms of the insurance policy do not hire the car. Better still, it is often a good idea to hire a car in the UK, before you travel over the internet. This way you are not pressurised on the spot and are able to make an informed decision about the insurance policy before you arrange to collect the car.